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Merit-Based Scholarships

MICA-sponsored competitive scholarships are awarded to new and returning students based solely on merit, and Federal Unsubsidized Stafford Loans are available to students regardless of need.

In addition to these resources, a number of MICA-funded on-campus work-study employment opportunities are available.

Borrowing opportunities are also available to parents of dependent undergraduate students under the Federal PLUS loan program.

Scholarships

  1. MICA-sponsored competitive scholarships are awarded to new and returning students based solely on merit. New freshmen and transfer applicants must complete the Admissions Office scholarship application. Returning student competitive scholarship applications are available in December for the following academic year.
  2. Maryland state residents are also encouraged to review the array of scholarships available through the Maryland State Office of Student Financial Assistance.

Loans and Work

  1. Federal Unsubsidized Stafford Loans are available to students regardless of need. Interest rate is fixed at 6.8%. Freshmen may borrow up to $5,500 per year. Sophomores may borrow $6,500 per year, and juniors and seniors may borrow up to $7,500 per year. The undergraduate maximum is $57,000. Although these loans are not based on need, students are required to submit financial aid applications through the regular financial aid process.
  2. Borrowing opportunities are also available to parents of dependent undergraduate students. This Federal Parent Loan (PLUS) program is not need-based, and eligibility is based on credit-worthiness rather than income. Interest rates are fixed at 7.9% and applications are available for MICA's preferred lenders online. PLUS Loan amounts can range to $51,000. MICA must certify PLUS Loan applications, but no financial aid application is required.
  3. A number of MICA-funded on-campus work-study employment opportunities are available to students.