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Health and Wellness in the U.S

Staying healthy and well is an important part of being a successful student.

Students Experiencing Life-Threatening Emergencies (Fainted, Passed-Out, Etc) : Call 9-1-1. 

If you have any concerns about your health or wellness, don't hesitate to get in touch with MICA's Welllness team.  You can find out more about them here.

Health Insurance

  • Healthcare in the USA is privatized. The US Government does not provide health care for everyone.
  • The cost of receiving health care without insurance is very high.
  • Americans sign up for health insurance plans to help lessen the cost of receiving medical care.
  • Insurance companies help pay for a portion of the cost for seeing a medical professional.
  • Health insurance companies don't pay for everything. You must understand what your insurance company does and doesn't pay for.

Health Insurance Dictionary

  • Claim: A written request by the insured individual (you) for payment by the insurance company of medical expenses that are covered under the insurance policy.
  • Copay: The amount the insured person must pay after the insurance company has paid all other fees and costs. 
  • Deductible: The initial portion of a covered healthcare expense that must be paid by the insured person before the insurance company pays the rest.
  • Emergency: A serious illness or accident that requires immediate attention by emergency personnel.
  • Emergency Room: The part of a hospital visited for non-routine medical crises that require immediate attention.
  • Insurance Company: A company that helps to pay for some of the medical expenses for individuals who have signed up. 
  • Insurance Policy: A written contract defining the insurance plan, its coverage, exclusions, eligibility requirements and all benefits that apply to individuals insured under the plan.
  • Over-the-counter medication: Medication that is sold without special permission from a doctor.
  • Pharmacy: The store where you obtain prescription medicine required by your doctor.
  • Prescription: A doctor's request that you be supplied with a medication. The distribution of medication is highly regulated in the USA, and a prescription slip (a sheet of paper from your doctor) allows you to obtain necessary medicine from a pharmacy. The word ‘prescription' may also refer to the medicine itself.
  • Primary Care Physician: The doctor you visit for everyday, non-emergency medical concerns.
  • Referral: An order from your primary care physician to visit a specialist. Some insurance plans require referrals before they cover visits to specialists.
  • Routine Appointment: Non-emergency visits to doctors.
  • Specialist: A doctor who has a specific area of expertise. This includes most doctors except for primary care physicians, general practitioners or family medicine doctors.

Emergency Contacts

Emergency
Life-threatening, serious health concerns, police, ambulance or fire department will be involved
911
On-campus concerns
Notify campus safety when immediate assistance is required on the MICA campus.
443-423-3333
Student Health Services
Schedule appointments to meet with a doctor
410-225-4118
2nd Floor, 1501 W. Mount Royal Ave.
Student Counseling Center
Schedule Appointments to meet with a doctor about psychological concerns
410.225.2367
Lower level, 1501 W. Mount Royal Ave.
Hulse QM
Ask specific questions about insurance coverage, claims or healthcare bills
800-398-8411 ext 105
Speak MICA's Healthcare Advocate
MICA Student Affairs
Discuss health concerns, find out where to go to find help, discuss how your health affects your academic and personal life
410-225-2422
2nd Floor, Bunting
MICA International Affairs
Find information about how healthcare works in the USA and ask questions about where you can find the help you need
443-552-1680
2nd Floor, Bunting