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Need-Based Scholarships & Financial Aid

Scholarships and Grants

All students accepted for admission to MICA who have completed the required financial aid applications by the deadline are considered for need-based grants and scholarships. Funded by the College, the federal government, and state agencies, these grants and scholarships do not have to be repaid.

  1. Federal Pell Grants up to $5,550 and Federal Supplemental Educational Opportunity Grants of $1,000 are reserved for the most needy students.
  2. Scholarships and grants awarded to Maryland residents through the Maryland State Office of Student Financial Assistance range up to $15,900. Go to www.mhec.state.md.us for more information.
  3. The MICA Grant is awarded on a need-only basis and the MICA Scholarship is awarded based on a combination of need and merit.

Loans and Work

All students accepted for admission to MICA who have completed the required financial aid applications by the deadlines are considered for need-based loans and work.

  1. Federal Perkins Loans carry a 5% simple interest rate and may be awarded up to $1,000 annually. Perkins Loans are reserved for needy students, and funds are limited.
  2. Federal Subsidized Stafford Loans are need based and carry a fixed interest of 3.4% (2013-14 rate set by congress and not yet available). Maximum amounts available are: freshmen-$3,500; sophomores-$4,500; juniors and seniors-$5,500. Federal Unsubsidized Stafford Loans are available to students regardless of need and carry a fixed 6.8% interest rate. Maximum amounts available is $2,000 for all grade levels.
  3. Borrowing opportunities are also available to parents of dependent undergraduate students. This Federal Parent Loan (PLUS) program is not need-based, and eligibility is based on credit-worthiness rather than income. Interest rates are fixed at 7.9%. PLUS Loan amounts can range up to cost of attendence. MICA must certify PLUS Loan applications, and a FAFSA is required.
  4. Federal College Work Study employment, on and off campus, is made available to students with demonstrated need