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GradPLUS Loan for New Graduate Students

All graduate students who wish to borrow a GRAD PLUS Loan must complete the following steps.

The amount of GRAD PLUS Loan listed on your Award Letter is the maximum amount you are eligible to borrow.  You may borrow any amount up to this maximum.

Unlike Federal Stafford Loans, GRAD PLUS Loans require credit approval.  There is no debt to income ratio involved but you must have good credit.  If credit is not approved, student will have an opportunity to obtain a cosigner for the loan approval.

Step 1.  Proceed to the federal government's Direct Lending website and sign in with your FAFSA pin. https://studentloans.gov

Step 2.  Select "Request a PLUS Loan" then choose Grad PLUS Loan.  This initiates the credit check.

Step 3.  Complete a Master Promissory Note (MPN), located on the left sidebar of the Directing Lending website and choose GRAD PLUS.

You have the right to cancel or reduce the amount of your awarded loan by contacting the Financial Aid Office.